Risk Management

Protecting your wealth and standard of living is just as important as building it in the first place. Unfortunately history is full of real-life stories where families have suffered long-term financial hardship because they didn't insure against unexpected death, disability or traumatic illness.

Horizon WealthInvest can assist you in determining the right type and amount of insurance so that you or your dependants receive an income or a lump sum if you become ill, disabled or die.  While life insurance is a confronting subject, it's a vital part of planning for financial security

What if an accident or a long term illness affects your ability to earn income at the level that you and your family (and the bank) is used to.  Very few families have the financial reserves to maintain their lifestyle and keep their financial commitments up to date in the event that they suffer a dramatic reduction in salary.  That's why your financial plan is not complete without considering protection against loss of income.

Here at Horizon WeathInvest we can assist you in establishing an income protection policy that, in the case of illness or accident, will provide an income for the term of your choice, up to age 65. It's an insurance we hope you never use, but one we know will provide peace of mind.